No one expects to have
a fire, wind, or perhaps broken
pipe to damage their home and possessions,
but incidents such as these occur
every day to people just like you.
A little preparation can help to
reduce the stress and frustration
of such disasters and go a long
toward getting your life back together.
Here are a few precautionary tips
that will help you get things in
order should you suffer an unexpected
1) Copy important documents such
as birth certificates, marriage/divorce
papers, passports, titles to motor
vehicles, deeds, credit card account
numbers with numbers to call if lost
or destroyed, insurance policies
and any other papers that would take
a lot of time and trouble to get
reissued. Place originals in a safe
place away from the home, such as
a safe deposit box, where you can
retrieve them if needed.
2) Perform a home inventory of all
your possessions including both attached
and unattached home furnishings,
appliances and electronics, furniture,
collectibles, clothing, jewelry,
etc. Take pictures of each room to
help you provide proof of what you
have. Keep this inventory and pictures
in your safe deposit box with your
important papers. Update this inventory
at least once a year.
3) Be sure to
keep your insurance policy number,
number and any claim reporting number
provided by your insurance company
in a place you can find it easily.