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After the water leak
has stopped, the fire is out, or
the burglar is gone, the property
owner needs to take certain actions
to get the claim process started,
limit further unnecessary damage,
and get the restoration job started.
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Contact
your insurance representative
as soon as possible.
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If
the building has broken windows,
or doors, a hole in roof
or
siding and is no longer secure, use plywood
and /or tarps to board up
the outside of the building.
Call Don D. Rutherford
and Sons, Inc. for assistance.
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To
prevent further interior damage
to building and contents,
excess water must be removed from
the structure and contents as soon as possible.
If necessary to protect
salvageable contents, move them
to a
safe area within the building. If you plan
to stay in the damaged
structure, clean only the areas
necessary
for you to continue to live or work until
the insurance adjuster
examines the damage. For extensive
cleaning or
damage to contents, hire
a reputable cleaning company as soon as possible
to clean your building/contents.
Call Don D. Rutherford
and Sons, Inc. for assistance.
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In
the event the utilities have
been turned off, you will need
to hire a local utility contractor to obtain
the necessary permits
to
restore them. Call Don D. Rutherford
and Sons, Inc. for assistance.
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In
the event of freezing temperatures
and heat can not be
restored, contact a plumber to
winterize the plumbing
system. Call Don D.
Rutherford and Sons, Inc. for
assistance.
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If
no one will be able to spend
the night in the
structure
and it is less than normally secure, remove
valuables such as
jewelry, money, and important
papers from premises.
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Inventory
any unsalvageable contents
for insurance and/or
tax purposes, (including any items that may
have been put in the debris pile by the
fire department.)
If items are insured, do not dispose of anything until
adjuster has seen
it.
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Any
food or beverage that has had
contact with
smoke, soot, or heat should be
discarded. Wash your canned
goods and jars
with soapy water. If labels come off and you know the
contents, remark
them with a marker. Don’t use canned goods
when cans have
bulged, dented or show
rust. Be sure to
include all that is discarded in your property
inventory.
Words of Caution
1) After a fire or extensive
damage by wind or tornado,
check with
Fire Officials before entering
the structure. They will inform
you if it is safe to enter
the building or what areas
of the building
are unsafe.
2) Immediately following
a fire the quality of the
air in your home or
business can be very poor.
People with lung or respiratory
problems
can have adverse reactions.
Check with Fire Officials about
this
problem before entering.
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